:root{--blue:#1388f7;--deep:#0c226b;--navy:#101b42;--purple:#6618d8;--lime:#b9f33d;--yellow:#ffdf35;--green:#3fd56b;--soft:#f4f7ff;--ink:#162143;--border:#dbe5f2;--shadow:0 22px 55px rgba(12,34,107,.12)}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font:16px/1.6 system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;color:var(--ink);background:#fff}a{color:#124fa8}img{max-width:100%;display:block}a:focus-visible{outline:3px solid #ff8e00;outline-offset:4px}.container{width:min(1180px,calc(100% - 40px));margin:auto}.skip{position:absolute;top:-80px;left:10px;z-index:99;background:#fff;padding:12px}.skip:focus{top:10px}.header{background:white;position:relative;z-index:3;box-shadow:0 3px 15px #13356417}.header-inner{min-height:82px;display:flex;align-items:center;justify-content:space-between;gap:18px}.brand-icon{height:58px;width:58px;border-radius:16px;display:grid;place-items:center;background:#eaf5ff;flex:none}.brand-icon img{width:47px;height:47px;object-fit:contain}.nav{display:flex;align-items:center;justify-content:center;flex-wrap:wrap;gap:clamp(10px,2vw,27px)}.nav a{font-size:14px;font-weight:800;text-decoration:none;color:#1e2855}.nav a:hover,.text-link:hover{color:#6722d3}.btn{display:inline-flex;align-items:center;justify-content:center;border-radius:13px;padding:12px 18px;font-size:14px;font-weight:900;text-decoration:none;text-align:center;white-space:nowrap;transition:transform .15s,box-shadow .15s}.btn:hover,.micro-cta:hover{transform:translateY(-3px)}.btn-yellow{background:var(--yellow);color:#122057;box-shadow:0 5px 0 #dba600}.btn-outline{border:2px solid #fff;color:#fff;background:#ffffff18}.btn-lg{padding:16px 25px;font-size:16px}.ticker{overflow:hidden;background:#22146f;color:#fff;border-bottom:3px solid #b7fb38;white-space:nowrap}.ticker-inner{display:flex;width:max-content;gap:35px;padding:10px 0;animation:ticker 36s linear infinite}.ticker-inner span{font-size:12px;font-weight:900;letter-spacing:.05em}.ticker-inner span:after{content:'★';color:#f6d733;margin-left:35px}@keyframes ticker{to{transform:translateX(-50%)}}@media(prefers-reduced-motion:reduce){.ticker-inner{animation:none;white-space:normal;flex-wrap:wrap;width:auto;justify-content:center}.btn{transition:none}}.hero{background:radial-gradient(circle at 73% 12%,#5abbff 0,transparent 33%),linear-gradient(145deg,#1279f3 4%,#1b96f8 48%,#1333b2 100%);color:#fff;overflow:hidden;position:relative}.hero:before{content:"";position:absolute;left:-150px;bottom:-200px;background:#a3f63d44;width:600px;height:600px;border-radius:50%;filter:blur(80px)}.hero-grid{position:relative;min-height:570px;display:grid;grid-template-columns:1.04fr 1fr;gap:30px;align-items:center;padding:58px 0 66px}.hero-label,.kicker{font-size:11px;font-weight:900;letter-spacing:.14em;text-transform:uppercase}.hero-label{background:#ffffff2c;padding:9px 14px;border:1px solid #ffffff55;border-radius:99px}.hero h1{font-size:clamp(39px,4.65vw,67px);line-height:1.06;letter-spacing:-.048em;margin:25px 0 20px;font-weight:1000;text-shadow:0 5px 0 #20108755}.hero h1 span{color:#ffec41}.hero h1 em{font-style:normal;color:#bafa55}.hero-copy>p:not(.hero-note){font-size:18px;max-width:540px;color:#eaf5ff}.hero-tags{display:flex;flex-wrap:wrap;gap:9px;margin:23px 0}.hero-tags span{background:#ffffff22;border:1px solid #ffffff40;border-radius:99px;padding:6px 11px;font-weight:750;font-size:12px}.hero-actions{display:flex;flex-wrap:wrap;gap:13px;margin:27px 0}.hero-note{font-size:12px;line-height:1.5;color:#e7ecff;max-width:570px}.hero-art{display:block;border-radius:25px;overflow:hidden;border:7px solid #ffffffb8;box-shadow:0 29px 65px #071a7966;transform:rotate(1.5deg);background:#254ed3}.hero-art img{width:100%;height:auto;aspect-ratio:16/9;object-fit:cover}.gallery-section{background:linear-gradient(180deg,#f0f8ff,#ffffff);padding:70px 0 85px}.section-head{text-align:center;max-width:780px;margin:0 auto 28px}.kicker{color:#6222cc}.section-head h2{font-size:clamp(28px,3.5vw,46px);letter-spacing:-.04em;margin:7px 0 9px;color:#111c53}.section-head p{margin:0;color:#586480}.feature-tabs{display:flex;flex-wrap:wrap;gap:9px;justify-content:center;margin-bottom:30px}.feature-tabs a{background:#e7edff;color:#243473;border-radius:99px;padding:8px 15px;font-weight:800;font-size:13px;text-decoration:none}.cards{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:18px}.image-card{min-width:0;overflow:hidden;border-radius:17px;background:#fff;box-shadow:0 10px 35px #223c7917;border:1px solid #e6eaff;display:flex;flex-direction:column}.image-card>a{background:#cce9ff;display:block;aspect-ratio:1.35;overflow:hidden}.image-card>a img{width:100%;height:100%;object-fit:cover;transition:transform .25s}.image-card>a:hover img{transform:scale(1.045)}.image-card-body{padding:15px;flex:1;display:flex;flex-direction:column}.image-card h3{font-size:16px;line-height:1.27;margin:0 0 6px;color:#181a4f}.image-card p{font-size:12px;margin:0 0 15px;color:#6c7485;flex:1}.card-actions{display:flex;flex-wrap:wrap;align-items:center;gap:8px}.micro-cta{border-radius:8px;background:var(--yellow);color:#1b2258;font-weight:900;font-size:11px;padding:8px 9px;text-decoration:none;box-shadow:0 3px 0 #ddb700}.text-link{font-size:12px;font-weight:850;text-decoration:none}.quick{display:grid;grid-template-columns:repeat(3,1fr);gap:17px;margin-top:-35px;position:relative;z-index:1}.quick-item{display:flex;align-items:flex-start;gap:12px;background:#fff;box-shadow:var(--shadow);border:1px solid #e7eaff;border-radius:16px;padding:20px}.quick-item>span{border-radius:12px;background:var(--lime);font-weight:1000;padding:8px}.quick-item h3{margin:0 0 5px;font-size:16px;color:#16205d}.quick-item p{margin:0;font-size:13px;color:#606c88}.content-section{padding:75px 0 55px}.copy-layout{display:grid;grid-template-columns:minmax(0,1fr) 270px;gap:50px}.editorial{font-size:16px}.editorial h2{scroll-margin-top:30px;font-size:clamp(26px,3vw,36px);line-height:1.2;letter-spacing:-.03em;margin:40px 0 12px;color:#121b53}.editorial h2:first-child{margin-top:0}.editorial h3{scroll-margin-top:30px;font-size:21px;line-height:1.3;color:#1f2761;margin:28px 0 10px}.editorial p{margin:11px 0 17px;color:#43516b}.editorial a{font-weight:700}.editorial strong{color:#19246d}.sidebar{position:relative}.side-panel{background:#f1f5ff;border:1px solid #dce5ff;border-radius:18px;padding:22px;margin-bottom:18px}.side-panel h2{margin:8px 0;font-size:21px;line-height:1.2;color:#162254}.side-panel p{font-size:14px;color:#5b6685}.side-panel a{display:block;margin-top:12px;font-size:14px;font-weight:800}.safety-panel{background:#eefff2;border-color:#d0f7da}.disclosure{background:#f7f9fe;padding:25px;border-radius:16px;margin-top:40px;scroll-margin-top:30px}.disclosure h2{margin:0;font-size:22px;color:#18245a}.disclosure p{font-size:14px;color:#4c5a75}.footer{background:#111a42;color:#d6e2ff;padding:60px 0 24px}.footer-top{display:flex;justify-content:space-between}.footer-about{max-width:680px}.footer-about strong{font-size:26px;color:#ffdf35}.footer-about p{font-size:14px;color:#bdc9e8}.footer-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:26px;margin:35px 0}.foot-col{min-width:0}.foot-col h3{font-size:14px;color:#ffdf35;border-bottom:1px solid #ffffff35;padding-bottom:10px}.foot-col a{display:block;color:#d1dcfc;font-size:12px;line-height:1.45;margin:9px 0;text-decoration:none}.foot-col a:hover{text-decoration:underline}.footer-bottom{border-top:1px solid #ffffff33;padding-top:21px;display:flex;flex-wrap:wrap;gap:18px;font-size:12px}.footer-bottom a{color:#ffe161}@media(max-width:1040px){.cards{grid-template-columns:repeat(3,1fr)}.hero-grid{grid-template-columns:1fr 1fr}.hero h1{font-size:clamp(33px,4.4vw,51px)}.footer-grid{grid-template-columns:repeat(3,1fr)}}@media(max-width:760px){.header-inner{flex-wrap:wrap;padding:12px 0}.nav{order:3;width:100%;justify-content:space-between;gap:11px}.nav a{font-size:12px}.hero-grid{grid-template-columns:1fr;padding:48px 0 56px;gap:30px}.hero-art{max-width:620px;transform:none}.hero h1{font-size:clamp(38px,8vw,58px)}.cards{grid-template-columns:repeat(2,1fr)}.quick{grid-template-columns:1fr;margin-top:-22px}.copy-layout{grid-template-columns:1fr;gap:24px}.sidebar{display:grid;grid-template-columns:1fr 1fr;gap:15px}.footer-grid{grid-template-columns:repeat(2,1fr)}}@media(max-width:470px){.container{width:min(100% - 26px,1180px)}.header-cta{padding:10px 11px;font-size:12px}.brand-icon{width:48px;height:48px}.brand-icon img{width:42px;height:42px}.nav{gap:6px}.nav a{font-size:11px}.hero-label{font-size:9px}.hero-actions .btn{width:100%}.hero h1{font-size:38px}.cards{gap:10px}.image-card-body{padding:11px}.image-card h3{font-size:13px}.card-actions{display:block}.card-actions a{display:block;width:100%;margin-bottom:10px;text-align:center}.sidebar{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr 1fr;gap:17px}.gallery-section{padding:55px 0 70px}}

/* === US-MPL polished presentation layer (v2) === */
:root{--ink:#121b48;--navy:#0c1b55;--purple:#6425cd;--blue:#1388f7;--lime:#b9f33d;--yellow:#ffdf35;--shadow:0 18px 50px rgba(16,34,98,.13)}
body{font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;font-optical-sizing:auto;letter-spacing:-.008em;-webkit-font-smoothing:antialiased;background:#fbfcff}
.utility-ribbon{padding:7px 20px;text-align:center;background:#0e205d;color:#e4edff;font-size:11px;font-weight:750;letter-spacing:.065em}
.header{box-shadow:0 6px 28px rgba(10,30,92,.09)}.header-inner{min-height:88px;gap:22px}.brand-icon{width:62px;height:62px;border-radius:20px;background:linear-gradient(140deg,#d6f2ff,#efedff);box-shadow:inset 0 0 0 1px #e2edff,0 5px 13px #143c7a15}.brand-icon img{width:48px;height:48px}.nav a{font-size:13px;font-weight:800;letter-spacing:.01em;position:relative;padding:12px 0}.nav a:after{content:'';position:absolute;left:0;right:100%;bottom:6px;height:2px;background:#7229d4;transition:right .22s}.nav a:hover:after{right:0}
.btn{border-radius:999px;padding:13px 21px;box-shadow:none;transition:transform .22s,filter .22s,box-shadow .22s}.btn-yellow{background:linear-gradient(145deg,#fff176,#ffdb30 72%,#ffbc2d);color:#15205b;box-shadow:0 7px 0 #d2a709,0 10px 22px #13226832}.btn-yellow:hover{filter:brightness(1.035);box-shadow:0 5px 0 #d2a709,0 11px 20px #13226844}.btn-outline{border:1.5px solid #d9ecffb3;background:#ffffff12;backdrop-filter:blur(7px)}.btn-outline:hover{background:#ffffff27}.header-cta{font-weight:900}
.ticker{background:linear-gradient(90deg,#35138c,#29156d 60%,#461693);border-bottom:3px solid #b9f33d}.ticker-inner{padding:12px 0;gap:34px;animation-duration:38s}.ticker-inner span{font-size:11px;letter-spacing:.085em}.ticker-inner span:after{margin-left:32px}
.hero{isolation:isolate;background:radial-gradient(ellipse at 70% 20%,#42c5ff6b,transparent 47%),radial-gradient(ellipse at 10% 90%,#39e78a36,transparent 36%),linear-gradient(118deg,#0c4dd4 0%,#0d8df5 44%,#1844ca 77%,#3421a5 100%)}.hero:before{left:-15%;bottom:-95%;width:60vw;height:60vw;background:#b9f33d30;filter:blur(100px)}.hero:after{content:'';position:absolute;inset:0;z-index:-1;background:repeating-conic-gradient(from 0deg at 76% 48%,#ffffff08 0 6deg,transparent 6deg 20deg);mask-image:linear-gradient(90deg,transparent 17%,#000 100%)}
.hero-grid{grid-template-columns:1.05fr .95fr;gap:clamp(30px,4vw,70px);padding:77px 0 92px;min-height:590px}.hero-copy{position:relative;z-index:2}.hero-label{font-size:10px;letter-spacing:.16em;border-color:#ffffff69;background:#ffffff1c;box-shadow:inset 0 1px #ffffff22}.hero h1{font-size:clamp(44px,5vw,74px);font-weight:950;line-height:1.045;letter-spacing:-.063em;margin:28px 0 24px;text-shadow:0 4px 16px #10388d55}.hero h1 span{color:#ffe56a}.hero h1 em{color:#c1ff5f}.hero-copy>p:not(.hero-note){font-size:clamp(16px,1.6vw,19px);line-height:1.72;max-width:610px;color:#f0f8ff}.hero-tags{gap:8px;margin:27px 0 24px}.hero-tags span{background:#071f7847;border:1px solid #b5dcff81;box-shadow:inset 0 1px #ffffff19;font-weight:800;padding:8px 12px}.hero-actions{gap:15px;margin:29px 0 23px}.hero-actions .btn-lg{min-height:55px;font-size:15px}.hero-note{border-left:3px solid #b7ff57;padding-left:14px;color:#ecf4ff;font-size:12px;max-width:565px}
.hero-art{position:relative;transform:rotate(1.2deg);border:7px solid #ffffffe6;border-radius:30px;box-shadow:0 42px 85px #06196780,0 0 0 1px #ddfcff38;transition:transform .32s,box-shadow .32s}.hero-art:hover{transform:rotate(0deg) translateY(-5px);box-shadow:0 48px 88px #06196796}.hero-art img{aspect-ratio:16/9;object-fit:cover}.hero-art-caption{position:absolute;bottom:15px;left:16px;max-width:calc(100% - 32px);padding:10px 15px;border:1px solid #ffffff7d;border-radius:100px;background:#0c1d74d9;color:#fff;font-size:10px;letter-spacing:.12em;font-weight:900;backdrop-filter:blur(10px);box-shadow:0 5px 16px #02175e77}
.gallery-section{padding:85px 0 95px;background:linear-gradient(180deg,#eaf5ff 0%,#f8fbff 30%,#fff 100%)}.section-head{margin-bottom:32px}.section-head h2{font-size:clamp(31px,3.7vw,48px);line-height:1.14;letter-spacing:-.053em;color:#10205b}.section-head p{font-size:16px;line-height:1.72}.kicker{font-size:11px;font-weight:900;letter-spacing:.18em}.feature-tabs{margin-bottom:32px}.feature-tabs a{border:1px solid #d3defc;background:#fff;border-radius:100px;box-shadow:0 4px 14px #173a8a0b;transition:background .2s,transform .2s}.feature-tabs a:hover{background:#e5f2ff;transform:translateY(-2px)}
.cards{gap:22px}.image-card{border-radius:22px;border:1px solid #dce6f8;box-shadow:0 13px 40px #122e7514;transition:transform .25s,box-shadow .25s,border-color .25s}.image-card:hover{transform:translateY(-7px);box-shadow:0 24px 55px #112e782d;border-color:#9bc5ff}.image-card>a{aspect-ratio:1.48;position:relative;background:linear-gradient(130deg,#c5eeff,#ebdfff)}.image-card>a:after{content:'';position:absolute;inset:auto 0 0;height:25%;background:linear-gradient(0deg,#0d205b4d,transparent);pointer-events:none}.image-card>a img{object-fit:cover}.image-card-body{padding:19px 18px 20px}.card-category{font-size:10px;font-weight:900;color:#5926bb;letter-spacing:.11em;text-transform:uppercase;margin-bottom:8px}.image-card h3{font-size:17px;line-height:1.32;letter-spacing:-.025em;margin-bottom:9px}.image-card p{font-size:12.5px;line-height:1.57;color:#5b6780;margin-bottom:18px}.card-actions{gap:11px}.micro-cta{background:linear-gradient(145deg,#fff17a,#ffdb32);border-radius:100px;font-size:11px;padding:9px 12px;box-shadow:0 3px 0 #d5ab0a}.text-link{text-decoration:underline;text-decoration-color:#c7d3ee;text-underline-offset:3px}
.quick{gap:20px;margin-top:-42px}.quick-item{border-radius:21px;padding:25px 22px;border-color:#dee7ff;box-shadow:0 17px 40px #132f7616}.quick-item>span{display:grid;place-items:center;min-width:42px;height:42px;background:linear-gradient(145deg,#d4ff61,#94e85a);color:#18214e}.quick-item h3{font-size:16px}.quick-item p{line-height:1.65}
.content-section{padding:92px 0 70px}.copy-layout{gap:62px}.editorial{line-height:1.75}.editorial h2{letter-spacing:-.05em;color:#13215b}.editorial p{color:#42506b}.side-panel{border-radius:22px;padding:25px;background:linear-gradient(150deg,#edf3ff,#f7faff)}.safety-panel{background:linear-gradient(145deg,#ecfff3,#f6fff8)}.disclosure{border:1px solid #e0e8f5;background:#f5f8ff;border-radius:22px;padding:30px}
.footer{background:linear-gradient(160deg,#111d53,#0d153a 80%);padding-top:70px}.footer-grid{gap:28px}.foot-col h3{letter-spacing:.035em}.foot-col a{font-size:12px;line-height:1.55;transition:color .2s}.foot-col a:hover{color:#fff29b}.footer-bottom{align-items:center}
@media(max-width:1040px){.hero h1{font-size:clamp(40px,4.55vw,59px)}.cards{gap:17px}.image-card-body{padding:16px}.nav{gap:13px}}
@media(max-width:760px){.utility-ribbon{font-size:10px}.hero-grid{grid-template-columns:1fr;gap:35px;padding:62px 0 77px}.hero h1{font-size:clamp(43px,8vw,63px)}.hero-art{max-width:660px;transform:none}.hero-art:hover{transform:translateY(-3px)}.gallery-section{padding:67px 0 75px}.cards{grid-template-columns:repeat(2,minmax(0,1fr));gap:15px}.quick{margin-top:-28px}.content-section{padding-top:68px}}
@media(max-width:470px){.utility-ribbon{font-size:9px;line-height:1.5;padding:7px 14px}.header-inner{gap:10px}.nav{justify-content:center;gap:8px 14px}.nav a{font-size:11px}.hero-grid{padding-top:50px}.hero h1{font-size:clamp(37px,10.2vw,48px);letter-spacing:-.062em}.hero-tags{gap:7px}.hero-tags span{font-size:10px}.hero-actions .btn{width:100%}.hero-art-caption{font-size:8px;left:9px;bottom:10px;padding:8px 10px}.cards{gap:12px}.image-card-body{padding:13px 11px}.image-card h3{font-size:14px}.image-card p{font-size:11.5px}.card-category{font-size:9px}.card-actions{display:flex;flex-direction:column;align-items:stretch}.card-actions a{width:100%;margin:0;text-align:center}.quick-item{padding:20px}.footer-grid{gap:20px}}
@media(prefers-reduced-motion:reduce){*,*:before,*:after{scroll-behavior:auto!important;transition:none!important;animation:none!important}}

/* Approved V2 shell — Batch 1 editorial additions */
.page-context{background:linear-gradient(112deg,#eff7ff,#fff);border-bottom:1px solid #d8e7fa;padding:30px 0}.page-context .eyebrow{color:#3643ac;font-weight:850;letter-spacing:.09em;font-size:.74rem}.page-context h2{font-size:clamp(1.7rem,3vw,2.55rem);margin:.35em 0}.page-context p{max-width:850px;color:#36425a;line-height:1.75}.guide-content{max-width:950px;margin:0 auto;padding:58px 0 76px}.guide-content>p{font-size:1.08rem;line-height:1.8}.guide-content section{padding:26px 0;border-bottom:1px solid #dbe5f2}.guide-content h2{font-size:clamp(1.3rem,2.4vw,1.85rem);color:#172d61;margin:0 0 12px}.guide-content p{line-height:1.82;color:#293751}.guide-content .insight{background:#eff8ff;border-left:4px solid #7a36ea;padding:14px 20px;border-radius:0 14px 14px 0}.guide-content .reference-links{background:#e7f4ff;border-radius:18px;padding:20px 26px}.guide-content .guide-links{display:flex;gap:12px;flex-wrap:wrap;margin:24px 0}.guide-content .guide-links a{background:#183e9e;color:white;border-radius:24px;padding:10px 16px;text-decoration:none;font-weight:800}.guide-content a{overflow-wrap:anywhere}.guide-content a:focus-visible{outline:3px solid #d42cdb;outline-offset:3px}@media(max-width:650px){.guide-content{padding:34px 0 54px}.page-context{padding:24px 0}}
.hero .hero-title{font-size:clamp(44px,5vw,74px);font-weight:950;line-height:1.045;letter-spacing:-.063em;margin:28px 0 24px;text-shadow:0 4px 16px #10388d55}.hero .hero-title span{color:#ffe56a}.hero .hero-title em{font-style:normal;color:#c1ff5f}.page-context h1{font-size:clamp(1.7rem,3vw,2.55rem);margin:.35em 0;color:#172d61}@media(max-width:760px){.hero .hero-title{font-size:clamp(43px,8vw,63px)}}@media(max-width:470px){.hero .hero-title{font-size:clamp(37px,10.2vw,48px)}}

/* Batch 6 calculators */
.tool-panel{margin:2rem 0;padding:clamp(1rem,3vw,2rem);border:2px solid #b6d7fc;border-radius:22px;background:linear-gradient(135deg,#f4faff,#fff);color:#12335c}.tool-form{display:grid;grid-template-columns:repeat(auto-fit,minmax(190px,1fr));gap:1rem;align-items:end;margin:1.2rem 0}.tool-form label{font-weight:700;display:flex;flex-direction:column;gap:.4rem}.tool-form input,.tool-form select{width:100%;padding:.8rem;border:2px solid #7faee0;border-radius:11px;background:white;color:#163051;font:inherit}.tool-form input:focus-visible,.tool-form select:focus-visible{outline:3px solid #176ecb;outline-offset:2px}.tool-form button{cursor:pointer;min-height:48px}.tool-result{padding:1rem;border-radius:12px;background:#e4f3ff;border-left:5px solid #1684cd;font-weight:650}.tool-result p{margin:.3rem 0;overflow-wrap:anywhere}@media(max-width:560px){.tool-form{grid-template-columns:1fr}}

.footer-grid{grid-template-columns:repeat(3,minmax(0,1fr));row-gap:30px}@media(max-width:760px){.footer-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}@media(max-width:470px){.footer-grid{grid-template-columns:1fr}}.guide-content ul{padding-left:25px;line-height:1.9}.guide-content ul a{font-weight:700}